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Companies House ACSP-Accredited

Form your UK company properly.

Companies House-accredited formation, landlord tax (MTD + RRA), payroll, and the operating tools small UK businesses actually need — without the accounting-firm retainer.

Direct ACSP filer — not a reseller. Inside AMAYA Holdings, plumbed into the same engineering spine as Supreme Advisory and ATTOH Tech. The boring back-office made cheaper, faster and more compliant by design.

Start a company → See all services
/ NUMBERS / WHAT YOU GET, FOR WHAT YOU PAY
Ltd
UK Ltd formation · direct ACSP filing · 24-hour turnaround · pricing at launch
ACSP
Authorised Corporate Service Provider · Companies House
MTD+RRA
Landlord tax · per property, capped at ten · pricing at launch
24
Hours · typical incorporation · paid before noon, filed by close
⚠ RRA Deadline — 31 May 2026. Landlords must provide Written Information Sheets to tenants under the Renters' Rights Act 2025 or face £7,000 fines per property. Incorpwise generates, tracks, and delivers them for you — set up in under ten minutes, per property. Get compliant now →
/ WORK / WHO WE INCORPORATE

Sectors we file most often.

Companies filed in the last six quarters cluster across the same handful of patterns. The shape of the company matters less than the operating spine — we handle the same paperwork whether you're a sole-trader stepping up or a partnership splitting cleanly.

Pattern · Landlord portfolio
Landlord forming a property Ltd
Sole-trader landlord stepping into a Ltd structure ahead of the 31 May RRA deadline. Business in a Box + MTD + RRA from day one. Bank intro to UK fintech. Filed inside 24 hours.
Box + landlord tax · pricing at launch
Pattern · Freelancer Ltd
Contractor stepping out of IR35
UK freelancer forming a Ltd for IR35 reasons. Formation + director payroll + bank intro. Walk-in to operating-ready in three days.
IR35-ready
Pattern · Family-run Ltd
Husband-and-wife operating company
Two directors, balanced shareholdings, family Ltd. Memorandum, Articles, share allocation, first confirmation statement. All-in.
Two directors
Pattern · Holding Ltd
Founder restructuring into a holdco
Existing trading company moved under a new holdco for asset protection and exit-architecture reasons. Coordinated with Supreme Advisory.
Coordinated with advisory
Pattern · Partnership Ltd
Two-founder SaaS Ltd
Two-founder UK SaaS forming the operating Ltd before a pre-seed round. Cap-table-aware share allocation. Hand-off to chosen accountant.
Pre-seed ready
Pattern · Side-hustle Ltd
Employed director with side Ltd
PAYE-employed founder spinning up a side Ltd for a productised consulting line. Compliance-first; tax-aware payroll setup.
Compliance-first
Pattern · Migrant founder Ltd
Overseas founder UK Ltd
Non-resident founder establishing a UK Ltd for cross-border trade. ID-and-V handled through the ACSP route. Registered office + virtual mail.
Non-resident · ACSP-verified
/ SERVICES / FOUR JOBS, DONE PROPERLY

Four jobs. All done properly.

Pick one or bundle them. Business-in-a-Box is the most-bought because it stands the company up cleanly first time.

Service 01

UK Ltd Formation

Direct Companies House filing — we're an ACSP, not a reseller. Memorandum, Articles, share allocation, registered office address, first confirmation statement. All-in.

24-hour typical · ACSP-filed
Service 02

Business in a Box

Formation + bank account intro + payroll setup + first-year accounting plan + RRA/MTD enrolment if applicable. The clean start — operating from day one.

Most popular · pricing at launch
Service 03

Landlord Tax (MTD + RRA)

Making Tax Digital quarterly submissions, RRA Written Information Sheets, tenant communication tracking, deposit compliance. Per property, capped at ten.

Pricing at launch
Service 04

UK Payroll

Monthly payroll, PAYE, statutory filings, P60s, P11Ds. Director-only, small-team, or full payroll. No retainer surprises — fixed monthly fee per employee.

Per employee · pricing at launch
Service 05

Registered Office

Central-London registered office with statutory-mail scan-to-inbox, kept off your residential address. Included with formation; standalone renewal priced at launch.

Central London · scan-to-inbox
Service 06

ID verification

Companies House ID-and-V verification handled through the ACSP route. Required for all UK directors under the 2026 rules. Included with formation.

2026 ID&V compliant
/ STORY / WHY WE BUILT INCORPWISE

Built because the alternative is worse.

Most UK SMEs incorporate through a reseller chain — a high-street agent who marks up Companies House's £50 fee to £200, hands you a logo template, then sells you a £1,400 accountancy retainer to fix the things they ought to have set up properly the first time.

Incorpwise was built inside AMAYA Holdings to put that whole back-office on a different footing. We are a Companies House ACSP — we file direct, not through a reseller. The price comes down because the chain is shorter and the work is automated. The compliance goes up because the same engineering spine carries the regulatory feeds — MTD, RRA, ID-and-V — straight into the operating layer.

We are not an accountancy firm. We don't pretend to be. We do the formation, the registered office, the payroll, and the recurring compliance work properly — and we hand you off to a vetted accountant in the first-year plan when you need one. That separation keeps the price honest.

Behind the scenes, Incorpwise rides the same ATTOH Tech engineering core as the rest of the AMAYA group — Supabase Postgres with 480+ migrations underneath, weekly source-freshness CI against HMRC and Companies House, multi-model AI supervision for the document drafting. The plumbing is industrial; the front-of-house stays simple.

If you want a clean Ltd, filed properly, with the recurring compliance handled without the accountancy-retainer markup, this is the right door.

/ PRICING / TRANSPARENT, NO RETAINERS

Transparent. No retainers.

We don't bill by the hour. Pick the package, pay the price, get the work.

/ TIER 01 · FORMATION

Formation

Pricing at launch/ one-off

UK Ltd company filed direct with Companies House. The clean start.

  • UK Ltd company filed · ACSP route
  • Registered office (London) · year one
  • Memorandum + Articles + share allocation
  • First confirmation statement
  • ID&V verification included
  • 24-hour typical incorporation
Start →
★ TIER 02 · BUSINESS IN A BOX · MOST POPULAR

Business in a Box

Pricing at launch/ one-off

The clean start, plus bank intro, payroll setup, first-year plan, RRA/MTD if applicable.

  • Everything in Formation
  • UK fintech bank introduction
  • Payroll setup (Director + 2 employees)
  • First-year accounting plan + accountant intro
  • RRA / MTD enrolment if applicable
  • Statutory registers + share certificates
Start the box →
/ TIER 03 · LANDLORD

Landlord Tax

Pricing at launch/ property

MTD quarterly + RRA Written Information Sheets + tenant comms + deposit compliance.

  • MTD-IT quarterly returns
  • RRA Written Information Sheets · generated + tracked
  • Tenant communication audit log
  • Deposit-scheme compliance check
  • Capped at ten properties per landlord
  • Cancel anytime · no commitment
Subscribe →
/ PROCESS / HOW FORMATION WORKS

Three steps. One signed company.

From "I'd like to incorporate" to "certificate in inbox" is typically two working days. The walk-through is online, the filing is direct, the handover is clean.

Step 01

Ten minutes online

Pick a name, choose share structure, add directors and shareholders. We check name availability and SIC codes as you go. Card payment finalises the application.

Formation or Box · Stripe
Step 02

We file with Companies House

Direct ACSP submission — we're not a reseller. Filed within four working hours of payment, incorporated typically inside 24 hours. ID-and-V handled inside the ACSP route.

4-hour filing · 24-hour incorporation
Step 03

Operating from day one

Certificate of incorporation, share certificates, statutory registers, bank-intro pack — all delivered. You operate. We handle the back-office (and the RRA/MTD if you have rental income).

Operating-ready · three days
/ FOUNDER / WHO RUNS THIS

Built by an operator. Run by an operator.

"The current high-street formation model takes £200 to do £50 of work, then sells you a £1,400 accountancy retainer to fix what wasn't set up right. Incorpwise is the version of that machine run honestly — direct ACSP, automated where it should be, hand-off where it shouldn't."

Director · Incorpwise

— Incorpwise

Built inside AMAYA Holdings in 2024, on the same engineering spine as Supreme Advisory and ATTOH Tech. The plumbing is industrial; the front-of-house stays simple, fast, and honest.

/ TESTIMONIALS / FOUNDERS & LANDLORDS

What founders actually say.

Field notes from founders and landlords who have run their formation, payroll, or RRA compliance through Incorpwise.

Used the Business-in-a-Box. Incorporated in a day, bank account intro working, RRA tracked for my 3 rentals. The same thing my accountant quoted £1,400 for, but useable that afternoon.
UK landlord 3 properties · Business in a Box · March 2026
We stepped out of a sole-trader setup into a Ltd for IR35 reasons. Incorpwise filed the formation in twenty-four hours and had payroll running before we'd finished the first week.
Contractor UK SaaS · IR35-driven formation · January 2026
The RRA tooling is the killer. We were dreading the 31 May deadline — Incorpwise generated the Written Information Sheets, tracked the delivery, and the audit log is the kind of thing my solicitor wanted me to have anyway.
Portfolio landlord 8 properties · RRA + MTD bundle · 2026
Two-founder SaaS, Ltd formed in three days, cap-table-clean share allocation, hand-off to a vetted accountant in week two. Worth it just to skip the high-street formation chain.
Co-founder UK SaaS · pre-seed · Business in a Box
Non-resident founder, UK Ltd needed for cross-border trade, ID&V handled inside the ACSP route without me ever speaking to Companies House. Filed in 48 hours.
Overseas founder EU resident · UK cross-border trade Ltd
We were dreading the RRA deadline — Incorpwise generated the Written Information Sheets, mailed them out, kept the audit log. For eight rental properties the whole thing took less than an hour to set up.
Portfolio landlord 8 properties · RRA cycle 2026
/ FAQ / BEFORE YOU INCORPORATE

Common questions before incorporating.

If the answer isn't here, just email hello@incorpwise.co.uk — we reply same working day.

01 Is Incorpwise Companies House accredited? +
Yes. Incorpwise is a Companies House ACSP — Authorised Corporate Service Provider. That means we file your incorporation directly with Companies House, not through a reseller chain. You get the registered company faster and at lower cost. ACSP status also lets us handle the 2026 ID-and-V verification requirement inside our own workflow.
02 What is RRA and why does it matter now? +
The Renters' Rights Act 2025 (RRA) requires UK landlords to provide Written Information Sheets to tenants by 31 May 2026 or face £7,000 fines per property. If you're letting in England, this applies to you. Incorpwise generates the sheets and tracks delivery automatically — set up in 10 minutes.
03 What does Business in a Box include? +
One-off package: full Ltd formation, registered office, bank account introduction (UK fintech bank), payroll setup for director + 2 employees, first-year accounting roadmap, and RRA/MTD enrolment if you have rental income. Everything to operate cleanly from day one. Pricing confirmed at launch.
04 Do you handle the accounting? +
We hand you off to a vetted UK accountant in the first-year plan. We're a formation + compliance company, not an accountancy firm — but we partner with the right ones and the handover is part of the box. That separation keeps the pricing honest.
05 Can I cancel landlord tax subscription? +
Yes, anytime. Monthly subscription, no commitment. If you cancel mid-quarter, we finish the current submission and stop billing. No claw-back, no exit fee.
06 What if I'm not a UK resident? +
Non-resident founders can incorporate a UK Ltd through Incorpwise — ID&V handled through the ACSP route, registered office provided as part of the formation, and a UK virtual mail address for statutory correspondence. Bank account intro depends on the founder's nationality and is handled case-by-case after formation.
07 How is Incorpwise different from Supreme Advisory? +
Incorpwise is formations-first — UK Ltd, landlord tax, payroll, the operating tools small businesses need. Supreme Advisory is the senior strategic counsel surface for owner-managed UK SMEs at £2m-£50m revenue. Different audiences, same group spine.
08 Where does my money go? +
The formation fee covers the Companies House fee, the ACSP filing, the registered office for year one, and the ID&V verification. Business in a Box adds the bank intro, payroll setup, first-year plan and RRA/MTD where applicable. Transparent — invoiced once, no hidden retainers.
/ JOURNEYS / WHAT THE FIRST 90 DAYS LOOK LIKE

The first ninety days, mapped.

Most founders who form a Ltd with Incorpwise follow a similar arc through the first quarter. The map below is what we see most often — yours will vary, but the rhythm is consistent.

Week 01

Filed & verified

Application submitted Monday, ACSP filing Tuesday, ID&V completed inside the route, certificate of incorporation in your inbox by Wednesday morning. Statutory registers ready by Friday.

Filed · verified · operational
Week 02

Banking opened

UK fintech bank intro completed (Mettle, Tide or Starling depending on your sector). First director payment runs. Stripe account if e-commerce; Open Banking feeds if subscription.

UK fintech · operational
Week 03-04

Payroll live

PAYE scheme registered, RTI submission set up, first month's director salary processed. Pension auto-enrolment scoped if you have employees coming.

RTI · monthly
Month 02

First compliance cycle

If you're a landlord, the first MTD-IT quarterly submission lands in the operating layer. If you're trading at VAT threshold, the registration triggers automatically.

First quarter · cleanly
Month 02-03

Accountant hand-off

By the end of month two we hand you off to the vetted UK accountant nominated in the Business-in-a-Box plan. Your books are already in the shape they need to be for the year-one return.

Vetted accountant · introduction
Month 03

Confirmation statement

First confirmation statement filed inside the box. Persons of Significant Control register kept current. Year-one cadence locked in — you operate, we file.

First filing · clean
Month 04+

Steady state

By month four the rhythm is fully embedded. Monthly payroll runs on the first business day. Quarterly MTD lands in the operating layer. Year-end accountancy hand-off pre-staged for month eleven.

Operating · monthly cadence
Month 11-12

Year-end hand-off

Year-one books pre-staged and handed to the partner accountant for the corporation-tax return. We file the second confirmation statement; the accountant files CT. Clean handover, no shoebox reconciliation.

CT-ready · accountant-led
Year 02

Compounding flywheel

By year two the operating spine is paying for itself. The compliance load is automated. The accountancy bill is a fraction of what the reseller-then-retainer route would have charged. The board's attention is back where it belongs — on the company, not the paperwork.

Year-two flywheel
Year 03+

Group readiness

Once the operating Ltd is two years old and the books are clean, year three is the natural moment to consider holdco restructure, additional trading entities, or — if scale warrants it — a senior advisory mandate through Supreme Advisory. The flywheel keeps turning either way.

Group · readiness
/ ADD-ONS / WHAT YOU CAN BOLT ON

Bolt-ons. Pay only for what you use.

The base packages cover the work most founders actually need. Below are the add-ons we get asked for most often — each priced as a clean fixed fee, no retainer attached.

Add-on 01

VAT registration

VAT registration with HMRC, including the digital MTD-VAT submission setup. Flat fixed fee. Includes the first quarter's return.

One-off · pricing at launch
Add-on 02

PAYE setup

PAYE scheme registration for new directors and employees. Included in Business in a Box; available standalone after formation.

Standalone · pricing at launch
Add-on 03

Pension auto-enrolment

Auto-enrolment setup with The People's Pension or NEST, including the regulator notification. Required once you have employees on PAYE. One-off fee.

One-off · pricing at launch
Add-on 04

Trademark filing

UK IPO trademark search + filing for one class. Useful when the company name is also the brand. Our fee plus the IPO £170 official fee.

Pricing at launch + £170 IPO
Add-on 05

R&D credit scoping

Initial R&D credit eligibility scoping for new Ltds with technology spend. Free initial assessment; full-claim fee confirmed at launch if you proceed through our partner.

Free assessment
Add-on 06

Domain + email

Domain registration + Google Workspace setup with the company-name@yourcompany.co.uk address. Useful if the company name and operating name are the same.

Pricing at launch
/ COMPARE / FORMATION ROUTES SIDE BY SIDE

Why direct ACSP beats the reseller chain.

Most UK formations route through a high-street reseller who marks up the Companies House £50 fee and bundles in a year-one accountancy retainer worth ten times what the work costs. The numbers below sit in the open — Incorpwise vs the average high-street formation agent.

Filing

Direct vs reseller

Incorpwise files direct to Companies House as an ACSP. The reseller chain submits through an intermediary. Result: Incorpwise all-in; high-street reseller £150-£200 + markups on every recurring service.

Direct vs £150-£200 reseller
Speed

24h vs 5-7 days

Direct ACSP filing closes within four working hours of payment, incorporated typically inside 24 hours. Reseller chains commonly take 5-7 working days because of internal review queues.

24h vs 5-7 days
Compliance

RRA + MTD built in

Incorpwise includes the 2026 RRA Written Information Sheet workflow and MTD-IT quarterly returns in the landlord-tax tier. The reseller-then-accountant route bills both as separate add-ons at £80-£120/mo.

Included vs £80-£120/mo
Identity

ID&V inside the box

The 2026 Companies House identity verification requirement is handled inside the ACSP filing route. No separate ID&V queue, no PSC re-verification gap, no "please re-submit your passport" follow-up email.

Inside the ACSP route
Accountancy

Hand-off, not lock-in

Incorpwise hands you off to a vetted UK accountant in the first-year plan. We're not an accountancy firm. Compare with the reseller route's "free Ltd, pay £150/mo retainer for life" funnel.

Hand-off · not lock-in
Audit trail

Decision log per Ltd

Every Incorpwise-filed company gets a decision log inside the operating layer — who filed, when, against which Companies House reference. Reseller chains rarely surface their own filing trail.

Audit-grade · per Ltd
/ REGULATORY / WHAT WE TRACK FOR YOU

The compliance load — handled in the box.

UK SME compliance is a moving target. The 2025-26 cycle alone has stacked four major shifts onto small operators. Incorpwise tracks each one in the operating spine, files the affected returns, and flags the next deadline before it bites.

RRA

Renters' Rights Act 2025

Written Information Sheets generated per property and delivered to tenants by 31 May 2026. £7,000 fine per property if you miss it. Tracked, audited, dated.

31 May 2026 deadline
MTD-IT

Making Tax Digital · Income Tax

Quarterly MTD-IT submissions for landlords from April 2026 onwards. We pull the rental ledger, file the quarterly return, hand you the year-end summary. Per property.

From April 2026
ID&V

Companies House ID&V

The 2026 director identity verification requirement. Handled inside the ACSP filing route so you don't have to deal with Companies House separately. No PSC re-verification gap.

2026 director rule
DSAR

Data Subject Access Requests

DSAR clock tracking and ICO exposure surfaced from the operating layer — paired with GDPRSnap when a request lands in your inbox.

ICO-aligned
PAYE

PAYE + RTI filings

Monthly RTI submissions, P60s, P11Ds, statutory leave calculation. All handled inside the payroll service at a fixed monthly fee per employee. No filing surprises.

Monthly · RTI
CT

Corporation Tax readiness

We don't file CT — that sits with the accountant we hand you off to. But we keep the books in the shape they need to be in for that return. No "shoebox of receipts" reconciliation in March.

Accountant-ready
UK formation · ACSP

Companies House compliant from day one — including the 2026 RRA changes.

Incorpwise files your incorporation, registered office, ID verification, and accounting onboarding inside one regulated package. Built for the 31 May RRA deadline.

/ CONTACT / START THE COMPANY

Drop your email. We send the formation checklist + a Stripe link. Filed within four working hours of payment.

Most founders are operating in three working days. Pick the package below, drop your email, we'll send the questionnaire + payment link. Formation covers the Ltd, registered office and ID&V; the box adds bank intro, payroll setup and first-year plan; the landlord-tax bundle adds the MTD/RRA workflow on top. Pricing confirmed at launch.

No retainer. No reseller chain. No accountancy lock-in.

  • ACSP-filed · 24-hour incorporation
  • RRA + MTD ready for 31 May deadline
  • UK · AMAYA brand portfolio
  • Reply same working day · personally
Email hello@incorpwise.co.uk →
/ ENQUIRY · PACKAGE PICKER

Start the company.

Pick a route. We send the checklist and the Stripe link.

Route

By submitting you agree to receive the formation checklist + Stripe link by email. We don't share details outside AMAYA Holdings.

/ GROUP / SISTER BRANDS INSIDE AMAYA

Inside the AMAYA Holdings operating group.

Incorpwise is the formations + compliance front-of-house. Sister brands inside AMAYA handle the senior strategy, the engineering, and the partner build work — same operating spine, different doors.

Sister 01

Supreme Advisory

The private advisory practice for UK operating companies between £2m and £50m. Capital structure, exit thesis, growth architecture, embedded chair. By introduction.

supremeadvisory.co.uk →
Sister 02

ATTOH Tech

The build studio supplying the engineering core under every group surface. Snap suite, Forge line, agent fleet, MCP server, 480+ Postgres migrations.

attoh.tech →
Sister 03

Pharoah Technology

Hand-coded websites and sector app layers under a discrete partner brand. The engineering surface for clients who prefer a quieter signature on the front of the work.

pharoahtechnology.com →
/ REFERENCE / INSIDE THE AMAYA INFRASTRUCTURE

Inside the AMAYA group infrastructure.

Sector intelligence, live client work, and design references from across the ATTOH Digital flagship — the shared infrastructure behind every brand in the group.

/ COMPANION APPS / WHAT PAIRS WITH INCORPWISE

Incorpwise rides the same engineering spine as the Snap suite on attoh.digital. Three of those Snaps pair naturally with the formation work — FormSnap for sector-specific formation readiness, LandlordSnap for the RRA workflow, AddressSnap for registered office and virtual mail. All three are free to try.

Our partner accountants take the hand-off in the first-year plan. The advisory tier is Supreme Advisory for owner-managed companies that have outgrown the formations conversation and need senior strategic counsel. The engineering tier is ATTOH Tech for the build studio underneath the entire group.

The website you are reading was built by the same engineering team that runs the rest of the AMAYA group — a small, opinionated stack of vanilla HTML, CSS and JavaScript on top of a shared Postgres brain. That is what keeps the price-point honest without sacrificing the compliance trail.